Author Topic: "Old Rednecks Should Not Be Allowed to Drive!" (Read 13251 times)

Extra Zero · « **on:** Apr 10, 2007, 06:43:25 PM »

It's been a long time since I posted a rant. I real fucking long time.

I got a new car yesterday, a brand new 2007 Mustang, and within two hours I get hit. I was just sitting at a light and this asshole redneck slammed into the back of my car in a truck. Fortunately, I was right across from the fire department, and a fireman who was outside witnessed the whole thing and called 911 in before I even had the chance.

Funny, it hasn't even been a year since my Dodge got totaled, only it was a hick bitch who slammed into me in a 4-door truck while I was sitting still in traffic. I need to fucking get out of this state, away from fucking hicks and their fucking hick trucks. Fortunately, my new car ISN'T totaled, but as you can see, the back is smashed up.

The guy was such a fucking asshole. I got out of the car asked if he was okay, he didn't even ask if I or my passenger were alright, he just said "lets exchange info." I said "not until I call the police." He kept saying "no, no police, we just need to exchange info." I just ignored him, and thank god the fireman was there, because I'm sure the guy would have sped off if he hadn't been.

The goddamn cops took pity on him, I guess because he was old, and didn't even give him a ticket! It pissed me off even more that there wasn't even a scratch on his truck! He said he was going to call State Farm in the morning, it's now almost 8pm EST and they have not been able to contact him. They are REFUSING to send out a claims adjuster until they speak with him, despite having the police report I faxed to them.

The douche bag had a cell phone, he used it last night. Why the insurance company doesn't have an alternate phone number for him is beyond me. Progressive has my cell, home and work numbers...

My knee was fucked up from getting slammed as I was forced off the clutch. I have to wear a fucking brace for a week and I can't run. He'll pay for that one. I also missed work today, since I was expecting to have a claims adjustment and take it up to the body shop.

Anyway here are some pics. Sorry about the long read, I just needed to vent.

Wickedly Yours E · « **Reply #1 on:** Apr 10, 2007, 08:37:22 PM »

o_o Gad Damn that sucks.

Faye Valentine · « **Reply #2 on:** Apr 10, 2007, 08:49:40 PM »

i love that color

Derrick · « **Reply #3 on:** Apr 10, 2007, 08:53:13 PM »

Sounds like what happened to my friend Sean. He was hit from behind and the cops didn't charge the old fucker either. Fuckin A.

Rodent of Unusual Size · « **Reply #4 on:** Apr 10, 2007, 10:25:20 PM »

What you get for buying a damn Mustank

Seriously, though...if a cop was there, you should have been able to get his insurance and contact information. Just give that to your insurance company and they should be able to handle the legwork.

Hell, if nothing else, you know where he lives. Go piss in his gas tank if you get nowhere. But I figure that the insurance company will get results.

Extra Zero · « **Reply #5 on:** Apr 10, 2007, 10:34:16 PM »

I have all of his info, and I filed my claim with Progressive immediately after the accident, literally when I walked into my house.

Progressive can send a claims adjuster, however I DO NOT WANT to pay a deductible and wait to get reimbursed from State Farm. I should not have to pay them and play a waiting game for this, especially when I dropped so much on the car yesterday.

I'm stuck at a stand-still until State Farm contacts this asshole. Unfortunately, Maryland state law gives him 72 hours from the time of the accident to file, so I may have to wait it out longer than I'd like.

B E C K · « **Reply #6 on:** Apr 10, 2007, 11:28:57 PM »

That bent-up new-car ass makes me wanna cry. I didn't know Maryland had such a sizable hick population. Well you won't wanna come here, where every other person drives a fucking behemoth.

Rama · « **Reply #7 on:** Apr 11, 2007, 06:56:32 AM »

Lift kit, and Confederate flag sticker sales are way up, muffler sales are way down.

Extra Zero · « **Reply #8 on:** Apr 11, 2007, 11:23:43 PM »

Quote

That bent-up new-car ass makes me wanna cry. I didn't know Maryland had such a sizable hick population. Well you won't wanna come here, where every other person drives a fucking behemoth.

I don't mess with Texas.

IDE · « **Reply #9 on:** Apr 11, 2007, 11:30:36 PM »

That is some bullshit right there. I barely tapped someones car once and got a ticket, and this fuck smashed your car and didn't get one.

Take this bastard for all the moonshine and wooden nickels he's got.

B E C K · « **Reply #10 on:** Apr 12, 2007, 09:19:31 AM »

*plucks banjo*

Wickedly Yours E · « **Reply #11 on:** Apr 12, 2007, 10:07:55 AM »

::Plucks Guitar.:::
Wanna duel?

Phagey · « **Reply #12 on:** Apr 12, 2007, 11:52:38 AM »

Quote

That is some bullshit right there. I barely tapped someones car once and got a ticket, and this fuck smashed your car and didn't get one.

Take this bastard for all the moonshine and wooden nickels he's got.

AGREED. Sue his drunken, inbred ass.

Sue!

Bernie AKA · « **Reply #13 on:** Apr 12, 2007, 01:03:01 PM »

If you don't get any action from SF within the designated time period, turn it over to Progressive and let them harass him. They're very good at that, and it's part of what you pay premiums for. True, you may have to wait for your deductible, but what are you getting now? He rear-ended you - he is at fault, end of story. He can't dodge his accountability forever.

If you have Progressive's Concierge Service (not familiar with Progressive in MD), I've heard nothing but good about it.

IDE · « **Reply #14 on:** Apr 12, 2007, 01:36:59 PM »

Cut his fucking finger off.

Extra Zero · « **Reply #15 on:** Apr 12, 2007, 05:54:01 PM »

Quote

If you don't get any action from SF within the designated time period, turn it over to Progressive and let them harass him. They're very good at that, and it's part of what you pay premiums for. True, you may have to wait for your deductible, but what are you getting now? He rear-ended you - he is at fault, end of story. He can't dodge his accountability forever.

If you have Progressive's Concierge Service (not familiar with Progressive in MD), I've heard nothing but good about it.

Well, I've made arrangements with State Farm to have a Claims Adjuster view my car tomorrow AT the dealer's recommended body shop. State law says that any vehicle with under 1200 miles on it has to get new parts, but I'm not taking any chance with getting low-balled by State Farm on any repairs going with one of their "blue ribbon" repair centers. I had to fight with them, then get Progressive involved in order to go to the body shop of my choice. After the accident, my radio would not shut off and I want the exhaust thoroughly examined.

Another thing I'm seeking, which will probably lead to me getting a lawyer, is the depreciation in value of the car. State Farm is playing hardball with this and they keep telling me shit like "well, once you drove it off the lot, the value went down!" Well, no shit. They're also telling me that "due to this being a 'minor' collision, and given the repairs, it won't effect your car facts or the value of my car." That's bullshit. I talked to the dealer today, and since State Farm is refusing to get the depreciation appraised, the dealer is going to do it, for free. Regardless of what I do with my car, this accident will still show on my car facts sheet, minor or not.

I actually did opt out of the concierge service, mostly due to the fact that it added $30 extra to my monthly rates. At my age, and owning a sports car, they were already high enough. I mostly fell back knowing I still had that shitty Saturn to drive if I needed it and given that I live 10 minutes away from the office, I numerous choices when it came needing rides to work.

Rodent of Unusual Size · « **Reply #16 on:** Apr 12, 2007, 09:51:09 PM »

For curiousity's sake, ask them what they'd pay out if your car were totalled and see what they say...then subtract that from the market (www.kbb.com) value at the time immediately before the accident. That'll give you a diminished value to haggle over. Of course, they'd have to do the appraisal to tell you a real figure, but I doubt they'd have to in order to give an estimate. Insurance guys aren't math majors...they probably have a table they use to look up figures like that.

Conceptually, the market value of the vehicle should return to its value before the accident if it's completely repaired with OEM parts, which appears to be what you're doing already. The diminished value of your vehicle is usually contingent on the extent of repairs needed to restore it to original condition.

B E C K · « **Reply #17 on:** Apr 13, 2007, 02:03:10 PM »

Quote

::Plucks Guitar.:::
Wanna duel?

You ain't from these parts, are ya, boy? *plucks banjo*

Extra Zero · « **Reply #18 on:** Apr 13, 2007, 11:43:43 PM »

Well, I went to the doctor's office today during lunch for a follow-up appointment. When she looked at my knee she was in shock that I had been working with it in the condition in was in. I was instructed not to go back to work this afternoon and take Monday off as well to see a specialist and get X-rays done. She says this may have more damage to the knee cap that I thought and may have actually chipped something in there.

Shit, I'm really glad I didn't put this off...

Faye Valentine · « **Reply #19 on:** Apr 14, 2007, 09:41:31 AM »

are you talking with lawyers so you can sue him?

Extra Zero · « **Reply #20 on:** Apr 14, 2007, 11:22:00 AM »

I'm going to when it comes time to settle on this. What I do is going to depend heavily on how bad my knee is.

I got word from the body shop today. That fucker did over $1700 in damage to my car, fortunately everything is fixable.

B E C K · « **Reply #21 on:** Apr 14, 2007, 02:50:52 PM »

I'm perpetually afraid of getting into a car accident since I have joint pain. The impact of a crash would most certainly hurt the ever-loving shit out of my back, if not damage my knees and wrists. I feel for you. What are they gonna do if the kneecap is chipped?

Extra Zero · « **Reply #22 on:** Apr 14, 2007, 03:48:38 PM »

I'd assume they fish the piece out. I'm just hoping I don't need my patella replaced. If I need surgery, I'll probably sell my car and get an automatic, which I really don't want to do.

Rodent of Unusual Size · « **Reply #23 on:** Apr 14, 2007, 11:52:54 PM »

Then again, this is your chance to get a bionic knee and kick it like Lee Majors.

The insurance will take care of it. Turn off the saber-rattling until they refuse to do it...then lawyer-fuck the bastich.

Extra Zero · « **Reply #24 on:** Apr 15, 2007, 12:25:26 AM »

Heh, well I happen to be a product specialist for Zimmer orthopedics and I've observed quite a few knee replacement surgeries... It's not something I'd want.

Derrick · « **Reply #25 on:** Apr 15, 2007, 10:59:28 AM »

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I'd assume they fish the piece out. I'm just hoping I don't need my patella replaced. If I need surgery, I'll probably sell my car and get an automatic, which I really don't want to do.

I love my Mazda's transmission, automatic but capable of being switched to manual. I only wished it had paddleshifters and a projected tachometer...

B E C K · « **Reply #26 on:** Feb 04, 2016, 10:48:50 PM »

So I'm replying to old threads because I'm bored and the guests are viewing these threads.

Quote

The douche bag had a cell phone, he used it last night. Why the insurance company doesn't have an alternate phone number for him is beyond me.

I've been working in claims intake which includes auto claims. Our claims system only pulls up one phone number for the customer. And if its old and they didn't update it, then tough titties. It's really weird. Like, there could be a married couple with three adult children as listed drivers so we'll have five drivers but it'll still be one phone number. Sometimes, if my caller actually manages to touch the nest of hazelnuts near my heart where my empathy is stored, I'll look into the customer service system and online at 411 and whitepages to see if I can locate other phone numbers. Otherwise, we send them an email if we have their email and then a letter in the mail.

Fiero · « **Reply #27 on:** May 06, 2016, 10:35:54 AM »

Wow, that's a really shit system.

B E C K · « **Reply #28 on:** May 09, 2016, 04:04:19 AM »

Yeah. I don't know why they don't store more phone numbers. Especially in this day and age when everyone and their mother has a cell phone.

Rodent of Unusual Size · « **Reply #29 on:** May 16, 2016, 01:49:51 AM »

I worked a powet outage fifteen years or so ago while a co-op student at the local utility. We pinpointed the call by the phone number on the account. What was funny is how many people didn't know their own phone number. What wasn't funny was assholes calling from work and giving their work numbers, which of course didn't match and didn't help us one little bit.